Mon-Fri 08:00 - 17:30
+1 2738 137923
Recent Posts
10.09.2019
6 tips for securing a mortgage if you’re self-employed
10.09.2019
Can you afford to retire before State Pension age?
10.09.2019
5 steps to take if you’re relying on an inheritance
10.09.2019
4 things to consider when managing pension investments in retirement

Category: Investments

4 things to consider when managing pension investments in retirement

10.09.2019

Since 2015, retirees have had far more control over their pensions. Rather than purchasing an Annuity, more are choosing to leave their pension invested. This has benefits and can help you build a flexible income, but there are things to keep in mind too. Figures from HM Revenue and Customs (HMRC) revealed that in the second quarter of 2019, retirees withdrew £2.75 billion from their pension flexibly. It represents the greatest amount withdrawn...

read more

Investment update: July 2019

31.07.2019

Welcome to our August update for the investment markets. We take a quick look at some of the key factors that have been influencing the stock markets and could continue to do so over the coming months. Unfortunately, the latest news paints a gloomy picture for UK and Europe economies. UK At the top of news from the UK in July, is Boris Johnson being crowned winner of the Tory leadership race; he became Prime Minister on 23rd July 2019. The UK now...

read more

Just a fifth of investors stuck to their plan during 2018 volatility

31.07.2019

2018 proved a difficult year for investors. Volatility meant many saw the value of their investments fluctuate and it led to the majority tinkering with their long-term financial plans amid concerns. However, it’s a step that may not be right for them and could mean lower returns over the long term. During a year that was characterised by global economic concerns and uncertainty, from Brexit to a trade war between the US and China, investment...

read more

What influences your risk profile?

09.07.2019

Risk profile is something we mention a lot when looking at investments and other key financial decisions. But what has an impact on your risk profile? Investing naturally comes with some level of risk and values will rise and fall over time. However, the amount of volatility experienced varies hugely. Typically, the greater the level of risk and volatility you take on, the higher the potential returns, but there is a greater chance that values...

read more

What we can learn from the Woodford fund suspension

09.07.2019

Fund manager Neil Woodford has been making headlines for all the wrong reasons recently after suspending withdrawals from his flagship Equity Income fund. Unsurprisingly, it’s caused concern among investors, whether they held cash in the fund in question or not, but there are some things that can be learnt from it. What happened with the Woodford Equity Income fund? During his time at investment managers Invesco, Neil Woodford built up a stellar...

read more

Calculating your investment risk profile

16.04.2019

The investment market has been experiencing volatility lately and it may mean you're considering whether your current risk profile is still appropriate. All investments carry some risk but there are numerous different risk profiles to consider; what's right for one person can be very different from another. Calculating the level of risk you can afford to take with your investments can be complex, there are numerous different factors to consider,...

read more

Protecting your money from inappropriate investment products

16.04.2019

It’s natural to want your hard-earned savings to grow as much as possible. However, as the saying goes ‘if something seems too good to be true, it probably is’. When we hear about people losing their life savings, it’s often related to scams and fraudsters. However, recent headlines show that getting sucked into inappropriate products can be just as dangerous. The case of London Capital & Finance Over the last few weeks, you may have...

read more

Should you take action if your investments underperform?

15.03.2019

Investment markets in 2018 saw the return of volatility. A range of factors, from Brexit to US trade policy influenced how well stocks and shares performed. For some people, it means investments may not have delivered the return expected. A glance at returns that are below projections can naturally lead to the feeling that something must be done, but is it the best course of action? Investment in stocks and shares will always come with some degree...

read more

The impact of investment performance on your pension

15.03.2019

Over the last year, the investment markets have experienced volatility. But what does this mean for your pension savings and should action be taken? Whether you have a Workplace Pension or are paying into a Personal Pension, you may have experienced the performance changing dramatically over the last 12 months. The value of the money stored away for your retirement may have decreased. When you look at how the value has changed, it’s natural to...

read more