Category: Investments

How does a company become publicly traded? Everything you need to know about IPOs

25.05.2021
Perhaps you already invest in the stock market in some way, and find out about companies selling shares for the first time via the news. But what actually happens during an IPO (initial public offering), and which parts are important for investors to pay attention to? Read on to find out. IPOs present the first opportunity for investors to invest in a company An IPO is one of the methods that companies use when their stock becomes available to...
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Investment market update: March 2021

13.04.2021
During March there were reasons to be optimistic. In fact, the Organisation for Economic Co-operation and Development (OECD) raised global growth forecasts following Covid-19 vaccination and stimulus package news around the world. It’s now expected the global economy will expand 5.6% this year. Despite the pandemic dominating headlines, a survey from the Bank of America suggests Covid-19 is no longer the biggest risk worrying investors. Instead,...
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Investment market update: February 2021

10.03.2021
A year after lockdowns around the world began, Covid-19 continues to affect economies and investment markets. While the volatility experienced almost 12 months ago may have calmed, uncertainty remains and it’s important for investors to focus on their long-term plan. In February, Kristalina Georgieva, managing director of the International Monetary Fund (IMF), called on leaders of the G20 to deliver strong policies to support the global economic...
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7 powerful investment lessons from Warren Buffett

10.03.2021
The pandemic has led to more people taking control of their finances and investing. If you’re looking for some investing tips, the following pearls of wisdom from Warren Buffett are a great place to start. Known as a businessman and philanthropist, Warren Buffett consistently ranks on lists of the world’s richest people, with an estimated net worth of over $80 billion in October 2020. He primarily made his money through investing and is often...
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The history of investing: What the past can teach us about market cycles

10.03.2021
2020 was an eventful year. The pandemic and subsequent lockdowns around the world had a huge impact on life, which inevitably affected stock markets and investment portfolios. The stock market volatility experienced a year ago will be fresh in the mind of investors, but the crash wasn’t unique. Investors have experienced ups and down for centuries Technology has made investing easier than ever and gives investors far more choice, but the basics...
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Investment market update: December 2020

2020 was a year marked by volatility and uncertainty. With everything that was going on, you might think that investors finished the year with losses. Yet, world markets ended the year almost 13% up. It’s a reminder that while short-term volatility does happen, focusing on the long-term and your plans is important. The Covid-19 pandemic was one of the biggest factors influencing markets throughout 2020. Despite vaccine approvals, it’s set to...
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Are Premium Bonds a good place for your savings?

18.01.2021
With interest rates low and investment markets experiencing volatility throughout 2020, you may be looking for an alternative place to put your money. Premium Bonds are an option you may be considering, but you could end up missing out on returns. What are Premium Bonds? Premium Bonds are a type of investment product issued by National Savings & Investment (NS&I), but they work differently to other types of investments for two key...
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What has 2020 taught us about investing?

02.12.2020
2020 has been an eventful year for investment markets. Impacted by the Covid-19 pandemic and government responses to this, there have been many valuable investment lessons that will apply in 2021 and beyond. As the extent of the pandemic became known in March, stock markets around the world suffered sharp falls. In fact, fears of a recession meant the FTSE suffered its biggest fall since the 2008 financial crisis and trading was temporarily...
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Has financial bias cost you money this year?

Stock markets in 2020 have been characterised by volatility and uncertainty. If you’ve made financial decisions based on your feeling towards this, it could have cost you money. Whenever we make a decision, we have to weigh up the different options. While reasons and facts should be the basis for any decision you make, emotions play a role too. Where this happens when making financial decisions, this is called financial bias. It can mean you end...
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Balancing investment risk and reward: What should you consider?

04.11.2020
We know that investments come with risk and the value of your investments can fall. With risk linked to potential rewards, it can be difficult to know how much risk is appropriate for you. When we make financial decisions, lots of factors can influence what you decide. This may include emotional factors or bias, which can lead to you taking too much or too little risk for your circumstances So, how do you balance risk and reward when...
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