Category: News

Music and mood: Why turning up Wham! and Duran Duran could boost your health

10.03.2021
When you want to unwind, what do you do? Maybe you go for a run or put your feet up with a book? However, research suggests one of the best things you could do is turn up some music. But don’t just put on any tune – 80s pop could be the best at reducing anxiety. Researchers hooked up over 1,500 volunteers to blood pressure and heart rate monitors and then played them a variety of music. Songs from the 80s were the most effective at reducing...
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The future of the high street: How will Covid-19 affect town and city centres?

10.03.2021
We all know that Covid-19 has affected the high street. Lockdown and social distancing restrictions have made the last year an extremely difficult environment for retail and hospitality businesses to operate in. As we prepare to ease restrictions, will the high street look the same when it returns? Over the last 12 months, there have been numerous headlines announcing high street staples collapsing. Firms that were already struggling fell into...
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What would an alternative to Stamp Duty look like?

10.03.2021
Should the Stamp Duty holiday be extended? Or should the tax be scrapped altogether? Chancellor Rishi Sunak is facing calls from campaigners but it’s unlikely the Stamp Duty would be scrapped without an alternative. Stamp Duty is a tax you may have to pay when purchasing a property. In most cases, first-time buyers are exempt from Stamp Duty. However, if you’re moving home or investing in property, it’s something you need to consider, as it...
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7 powerful investment lessons from Warren Buffett

10.03.2021
The pandemic has led to more people taking control of their finances and investing. If you’re looking for some investing tips, the following pearls of wisdom from Warren Buffett are a great place to start. Known as a businessman and philanthropist, Warren Buffett consistently ranks on lists of the world’s richest people, with an estimated net worth of over $80 billion in October 2020. He primarily made his money through investing and is often...
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The history of investing: What the past can teach us about market cycles

10.03.2021
2020 was an eventful year. The pandemic and subsequent lockdowns around the world had a huge impact on life, which inevitably affected stock markets and investment portfolios. The stock market volatility experienced a year ago will be fresh in the mind of investors, but the crash wasn’t unique. Investors have experienced ups and down for centuries Technology has made investing easier than ever and gives investors far more choice, but the basics...
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Can money buy happiness? It’s the freedom to reach goals that adds value to your life

09.03.2021
Is the common saying “money can’t buy happiness” true? Research suggests that it isn’t, and that the opportunities financial security brings can deliver happiness and improve wellbeing. This latest study refutes often cited research, which claims money could buy happiness but only up to a point. A 2010 paper written by psychologist Daniel Kahneman and economist Angus Deaton found happiness and income were only linked up to $75,000 per...
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Pensions and divorce: What are your options?

09.03.2021
If you’re going through a divorce, your pension and retirement are likely the last things on your mind. And yet the decisions you make during the divorce process can have a lifelong impact. Despite pensions often being one of the largest assets we have, you may overlook them when dividing assets. Just 12% of people getting divorced considered pensions, according to Legal and General research. That’s far below the 50% that consider their family...
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Why planning for the 2021/22 tax year now is a fantastic idea

09.03.2021
The 2020/21 tax year hasn’t even finished yet, but it’s the perfect time to start thinking about the next 12 months. While this time of the year is often associated with using up allowances before the deadline, getting a head start on 2021/22 can be just as beneficial. The new tax year starts on April 6, with the weeks before the deadline often associated with making financial decisions to use up allowances. From moving money into an ISA, to...
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Investment market update: December 2020

2020 was a year marked by volatility and uncertainty. With everything that was going on, you might think that investors finished the year with losses. Yet, world markets ended the year almost 13% up. It’s a reminder that while short-term volatility does happen, focusing on the long-term and your plans is important. The Covid-19 pandemic was one of the biggest factors influencing markets throughout 2020. Despite vaccine approvals, it’s set to...
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Buy to Let boom: What aspiring landlords need to know about mortgages

18.01.2021
The number of people purchasing property to let out soared in the last months of 2020. Becoming a landlord can be an attractive way to boost your income or invest. However, there are many things to consider before taking the plunge, starting with whether a Buy to Let mortgage is right for you. Landlords made up 15% of agreed property purchases in November Landlords made up 15% of agreed property purchases in England, Wales and Scotland in November...
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