Category: News

Should you fix your mortgage rate?

15.03.2019

Interest rates are low, and the shape Brexit will take is still largely unknown, especially when you consider the impact it could have in the long term. However, it’s anticipated that interest rates will start to rise in the near future. It could mean repayments on debts will being to creep up soon. As your mortgage is likely to be the largest debt you have, rising interest rates could have a significant impact on your monthly outgoings....

read more

Why are more retirees using Equity Release?

15.03.2019

Some retirees are finding themselves asset rich but cash poor, impacting the lifestyle achieved. It’s a trend that’s led to an increasing number of people using Equity Release products to unlock wealth currently locked away in property. If you’re looking for ways to boost your retirement income, Equity Release could be an option that helps improve your overall lifestyle and financial security. Equity Release is the term for a range of...

read more

Retirees have care preferences, but only a fifth plan financially

15.03.2019

The care we may need later in life isn’t something we often think about. But when prompted, most of those over the age of 55 have a clear idea about their preferences. Yet, a lack of financial planning could mean that those preferences aren’t possible. Research conducted by Key unsurprisingly found that the majority (77%) of over-55s would prefer to receive care in their own home, either in their current home (57%) or in one deemed more...

read more

How you can help loved ones achieve financial security

15.03.2019

While you may have achieved financial security, some of your loved ones may still be at a point in their lives where they’re struggling. With stagnant wage growth, rising living costs and fewer generous Final Salary pensions on offer, many adults are finding it challenging to secure their financial future. It’s natural to want to provide support to your loved ones when they’re struggling. However, it can be difficult to know what the best...

read more

Using your pension as an inheritance

15.03.2019

When it comes to planning how your estate will pass to your loved ones, there could be a crucial element that you’re missing; your pension. While you’ve probably thought about who you’d like to inherit your home, investments and savings, pensions are often forgotten about. It’s easy to see why, after all, while you regularly make contributions to your pension you can’t access it. As a result, it often ends up being an afterthought during...

read more

Should you take action if your investments underperform?

15.03.2019

Investment markets in 2018 saw the return of volatility. A range of factors, from Brexit to US trade policy influenced how well stocks and shares performed. For some people, it means investments may not have delivered the return expected. A glance at returns that are below projections can naturally lead to the feeling that something must be done, but is it the best course of action? Investment in stocks and shares will always come with some degree...

read more

The impact of investment performance on your pension

15.03.2019

Over the last year, the investment markets have experienced volatility. But what does this mean for your pension savings and should action be taken? Whether you have a Workplace Pension or are paying into a Personal Pension, you may have experienced the performance changing dramatically over the last 12 months. The value of the money stored away for your retirement may have decreased. When you look at how the value has changed, it’s natural to...

read more