Category: News

Investment market update: May 2020

25.06.2020

Whilst investment markets have settled a little from the severe bouts of volatility seen a few months ago, the impact of Covid-19 continues to weigh on economic and business prospects. The next few months, as restrictions are lifted and government support begins to withdraw will be crucial and give an indication of how economies will fare in the short and medium-term. UK The full impact of coronavirus on the economy remains unknown. However, the...

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5 financial podcasts to download this summer

25.06.2020

Improving your knowledge of financial matters has never been easier with a huge selection of podcasts from experts and industry professionals. If you’re looking for a way to boost your money expertise, whether you have a particular topic in mind or not, these podcasts should be on your download list for the summer months. 1. Meaningful Money Meaningful Money was set up by a chartered financial planner to demonstrate that for most people it is...

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How will coronavirus affect house prices?

25.06.2020

The housing market has been severely affected by the coronavirus lockdown, as viewings were halted and sales that were in progress faced delays. Now there are fears that the economy will dip as a result and house prices will fall. For those hoping to sell in the coming months, it can be a concern. According to Zoopla’s UK Cities House Price Index, the lockdown led to 373,000 property transactions being delayed, with an estimated value of £82...

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Business owners: 5 important dates in the coming months

25.06.2020

Whilst the last few months have been unusual for many businesses, there are key dates that still need to be penned into diaries of business owners to ensure they stay on track and meet financial commitments. Business is gradually getting back to normal and there is government support available for many businesses that are struggling with the impact of the coronavirus lockdown. Understanding the key dates and what help is out there can help keep...

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Covid-19 market volatility highlights differing investment attitudes of men and women

25.06.2020

Men and women often take different approaches to financial issues, including investing. The market volatility experienced during the last few months as a result of the Covid-19 pandemic has highlighted some of these differences. But is one way ‘right’? As governments around the world took action to stem the spread of coronavirus, stock markets reacted with increased volatility. Lockdowns and social distancing meant many businesses were forced...

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The danger of holding too much cash

25.06.2020

How much of your wealth do you hold in cash? Whilst it’s often viewed as the ‘safe’ option, there is a danger of your assets losing value in the long term and holding too much in cash too. It’s easy to see why people choose to hold large sums in cash. As it’s something we handle every day, whether physically or digitally, it can seem more tangible than other assets. The Financial Services Compensation Scheme (FSCS) also protects up to...

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Cashflow planning: Helping to answer ‘what if…’ questions

25.06.2020

When you begin making a financial plan, you could be looking several decades ahead, and we all know the unexpected can derail even the best-laid plans. So, as you’re setting out goals, it’s not uncommon to wonder if you’d still be able to meet them if things outside of your control have an impact. When you start putting together a financial plan one of the valuable tools that can put your mind at ease is cashflow planning. What is cashflow...

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Accessing your pension: Annuity vs Flexi-Access Drawdown

25.06.2020

In the past, the majority of people saved for retirement over their working life, gave up work on a set date and used their pension savings to purchase an Annuity. However, as retirement lifestyles have changed, so too have the options you’re faced with as you approach the milestone. If you’re nearing retirement, you may be wondering if an Annuity or Flexi-Access Drawdown is the right option for you. Since 2015, retirees have had more choice...

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7 tips for homeschooling

20.05.2020

With schools closing down several weeks ago and no firm plans of when children will be heading back to the classroom yet, parents across the UK are having to tackle homeschooling. It’s an experience that can be rewarding, but that doesn’t mean it’s not without its challenges. Whatever age your child is, there’s an overwhelming amount of information available online about education and the ‘dos and don’ts’ of homeschooling. It can be...

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DIY projects that could boost the value of your home

20.05.2020

With more time indoors, Brits have been turning to DIY during the pandemic. It’s perfect for filling the time but, choose the right project, and it could add value to your home too, and it doesn’t have to be a huge renovation project. So, where should you be investing your time? 1. Refresh the garden Summer is almost here, and people will be hoping to spend more time in the garden. Did you know an attractive outdoor space could boost the value...

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