Michelle Headen, Spinningfields Lifetime Partners Managing Director, has over 25 years experience in the financial services industry and is fully qualified to give specialist financial advice in all areas. Prior to the recent merger with Butler Capital and Lifetime Michelle ran her own Financial services business Elland Road Financial Solutions Ltd for over 15 years and has built up a large and loyal client base all over the Uk but predominantly in the North West of England. Michelle prides herself on the personal service that she offers to her clients and believes that everyone needs Financial planning as this under pins everything that they do in life from buying their home, making sure families are fully protected should the worst happen, having sufficient income in retirement and making hard earned savings work in the most tax efficient way possible.